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Insurance PPC Agency for Agents Who Want Quotes From States They Can Write

For independent and captive agents tired of paying for clicks they can't quote: Google Ads by line of business, limited to your licensed states, from $850 per month.

  • 2X

    More qualified quote requests

  • 100%

    Ads in your licensed states

How your project runs

01 · Free
SponsoredCallCampaignLiveClicks1,284Leads96Cost per lead$2338%
  1. 01Free Ads Review
  2. 02Forms and Tracking
  3. 03Campaign Build
  4. 04Launch and Cleanup
  5. 05Policy-Based Bidding

Teams we have built for:

  • Amazon Web Services
  • HubSpot
  • Linode
  • Microsoft Azure
  • Moodle
  • Magento
  • Oracle
  • Salesforce
  • SAP
  • Squarespace
  • Weebly
  • WP Engine
  • Google Cloud
  • DigitalOcean

The Problem

Clicks From States You Can't Write and Leads Nobody Can Trace

It shows up at the end of the month. The ad bill went up, the producers spent hours on calls they couldn't quote, and nobody can say which clicks became policies.

  1. Wrong states

    Ads reach people in states you can't write.

    Wrong states

    Location targeting matches the states and counties on your licenses.

  2. Mixed lines

    One ad tries to sell auto, home, and life.

    Mixed lines

    Each line gets its own campaign, ads, and quote page.

  3. Wasted clicks

    Clients searching for claims or bill pay click your ads.

    Wasted clicks

    Negative keywords send existing clients to your service page instead.

  4. Blind spots

    Ad reports stop at the form fill.

    Blind spots

    Quoted and bound stages are imported from your AMS or agency CRM.

A driver two states over clicks your auto quote ad, and your producer finds out on the call that you aren't licensed there. The next click is a current client looking for the claims number. Another came from someone checking a home's fire protection class, which insurers also call PPC. The quote forms that do come in sit in an inbox. Nobody can say which of them turned into a bound policy, so the account reports clicks.

We start with your licenses and your lines. Ads show only in the states and counties you can write, with a campaign and landing page for each line: auto, home, life, or commercial. Negative keywords keep out claims, bill-pay, carrier login, and fire rating searches. Quote forms carry consent language for follow-up calls and texts. Quoted and bound stages come back from your AMS, so bidding learns which clicks become policies.

  • Ads only where you're licensed

    Campaigns target the states and counties you can write, so producers quote every caller.

  • A campaign for every line

    Auto, home, life, and commercial each get their own ads, budget, and quote page.

  • Bidding on bound policies

    Quoted and bound stages from your AMS teach Google which clicks become customers.

Our Insurance PPC Agency Process

From License Check to Bound Policies in Five Steps

You see where your quote requests come from and which states and lines waste spend. Then you approve the campaigns, forms, and every ad, and see quotes and policies monthly.

  1. We review your current ad account, quote forms, and call handling, plus the states and lines on your licenses. You get a written plan showing wasted spend, out-of-state clicks, and the lines with the best margin to advertise first.

What's Included

What You Get With Google Ads for Insurance Agents

Campaigns per line of business, licensed-state targeting, quote forms with consent language, call tracking, AMS imports for bidding, and negative lists that keep claims and billing searches out.

  • Licensed-state targeting

    Ads limited to the states and counties your licenses cover, checked again when you add a state.

  • Line-of-business campaigns

    Separate campaigns and quote pages for auto, home, renters, life, and commercial insurance.

  • Quote forms with consent

    Forms built for each line, with consent language for follow-up calls and texts stored with the lead.

  • Call tracking and recordings

    Every call tagged by campaign and line, with recordings your team can review for quality.

  • AMS and CRM imports

    Quoted and bound stages sent back from AgencyZoom, HawkSoft, EZLynx, or Applied Epic for bidding.

  • Negative keyword lists

    Claims, bill pay, carrier login, job seeker, and fire rating searches blocked from your ads.

Compare Options

Insurance PPC Company vs Shared Lead Vendors vs a Generic Agency

Shared lead vendors fill a slow month quickly, and generalist agencies charge less. Here is how each form of digital advertising for insurance agency owners handles exclusivity, licensed states, consent, and policy tracking.

DeveloperLook
Shared lead vendors
Lead exclusivity
DeveloperLook: Every lead is yours aloneShared lead vendors: Often sold to several agents
Cost model
DeveloperLook: Ad spend plus monthly feeShared lead vendors: Price per lead
Licensed states
DeveloperLook: Targeted from your licensesShared lead vendors: Filters you set per state
Consent records
DeveloperLook: Stored with each quote formShared lead vendors: Held by the vendor
Policy tracking
DeveloperLook: Quoted and bound from your AMSShared lead vendors: Not available
Carrier rules
DeveloperLook: Copy sent for carrier approvalShared lead vendors: Vendor's own ads
Setup time
DeveloperLook: 1 to 2 weeksShared lead vendors: Same week
Ownership
DeveloperLook: Accounts in your agency's nameShared lead vendors: No account to own

Projects We've Built

These are insurance and finance websites and apps, not ad campaigns. They show the quote, compare, and contact pages your ads should send shoppers to.

What Our Clients Say

What Clients Say After Launch

Feedback from teams we have built websites and quote flows for.

We had a pretty specific idea of what we wanted our website to become, but I wasn’t sure how easily we could explain all of it to a development team. There were quite a few moving parts, and we were working toward a deadline, so I expected a few things to get lost along the way. That never really happened. They understood what we were trying to achieve, kept us updated throughout the process, and got everything ready within the agreed timeline. The final site feels much easier to navigate, works beautifully on mobile, and is noticeably smoother for our customers. It was a huge relief seeing the original idea actually turn into the website we had in mind.

Michael BennettFounder & CEO of Northbridge Consulting01 / 03
  • 1,250+

    Projects shipped

  • 10+

    Years of experience

  • Top 3%

    Upwork Top Rated Plus

  • 5 stars

    Average review score

  • 1,250+

    Projects shipped

  • 10+

    Years of experience

  • Top 3%

    Upwork Top Rated Plus

  • 5 stars

    Average review score

Want results like these?

Tell us what you are building. You get a reply within 24 hours on business days, then a written estimate.

Work Culture

Why Agents Trust Us With Their Insurance Ad Budget

We measure your ads by quotes and bound policies, not clicks. As an insurance PPC company, we'd rather spend less in fewer states than pay for calls your producers can't quote.

  • Policies count, not clicks

    Your report opens with quotes and bound policies by line. Clicks and impressions come after, since a click on its own doesn't pay for producer time or carrier fees.

  • Licenses set the map

    Before any ad runs, we match targeting to the states and counties on your licenses. Add a state or drop one, and the map changes the same week.

  • Carrier rules respected

    Captive agents often need carrier approval for ads that use the brand. We prepare the copy and landing pages in a format your carrier can review.

  • Consent kept with leads

    Quote forms store the consent wording and time with each lead. Your team can show what a shopper agreed to before a producer calls or texts.

  • Accounts stay with you

    Your ad account, Analytics, and call tracking are registered to your agency. If you change providers, your campaigns, audiences, and policy history stay with you.

  • Honest about lead vendors

    Shared lead vendors can fill a slow month quickly. We'll show you where your own ads beat their cost per bound policy and where a vendor still makes sense.

Overview

What does an insurance PPC agency do for independent agents?

DeveloperLook is an insurance PPC agency for independent and captive agents who want quote requests from the states they can write. We build campaigns per line of business, limit ads to your licensed states, add consent language to quote forms, and import quoted and bound stages from your AMS. Fees start at $850 per month, and accounts go live in 1 to 2 weeks.

DEVELOPERLOOK

Project facts · Insurance PPC Agency

Service
Insurance PPC agency services for agents and brokers
Typical timeline
Live in 1 to 2 weeks, policy-based bidding after enough data
Platforms
Google Ads, Microsoft Advertising, AgencyZoom, HawkSoft, EZLynx, Applied Epic
Built with
CallRail, GA4, Google Tag Manager, Looker Studio, Zapier
Experience
10+ years of development experience and 1,250+ shipped projects
Post-launch support
Monthly quote and policy report with a planning call
Communication
Calls in US, UK, and AU business hours
Starting price
From $850 USD per month, with ad spend paid to Google

Reviewed 29 Oct 2026 by Saimul Islam

Good fit

  • Independent agents with several carriers

    You quote auto and home through several carriers in two or three states. You want ads that reach only shoppers you can write, with quotes tracked in EZLynx or HawkSoft.

  • Captive agents with carrier rules

    Your carrier has brand rules and approves the ads you run. You want Google Ads that follow them and still bring quote requests to your own office.

  • Brokers selling commercial lines

    You write business owner policies, workers' comp, and commercial auto. You want ppc for insurance brokers that reaches owners searching by industry and coverage type.

  • Life and health agencies

    You sell term life and health plans and follow up by phone. You want quote forms that record consent and ads that name the plans you offer.

  • Marketing agencies with insurance clients

    Your agency serves insurance agents, and your team hasn't worked with licensed-state targeting or AMS imports. You want insurance PPC delivered under your brand.

Not a fit

  • Need a new agency website

    Your website has no quote forms and breaks on phones. Insurance Agency Website Design should come before any ad spend, since paid clicks need a page that takes quote requests.

  • Ad budget below our fee

    Your monthly click budget would be smaller than our $850 fee. Insurance Agency SEO will likely bring more quote requests for that money.

  • Want leads delivered for you

    You'd rather receive ready leads than run your own ads and forms. Insurance Lead Generation builds and runs that program across channels for you.

  • Leads go cold

    Quote requests come in, but nobody follows up after the first call. CRM for Insurance Agents fixes renewals and follow-up before more ad spend helps.

Not sure we're the right fit?

Book a free call or message us. We'll tell you honestly whether we're the right team.

Pricing

Transparent Starting Prices for an Insurance PPC Agency

These are monthly starting points in USD. Your final price depends on the lines of business, states, and offices you advertise, and you get a fixed proposal after a free ads review.

$500$1k$1.5k$2k$2.5k$850$1,450$2,200

For an agency advertising one main line, such as auto or home, in its licensed states.

$850/month

Get a fixed quote
  • Search campaign for one line of business
  • Ads limited to your licensed states
  • Quote form with consent language
  • Call tracking with recordings
  • Weekly search term review
  • Monthly quote and policy report with a planning call

Recommended

For agencies adding more lines, bundle campaigns, and quoted and bound imports from their AMS.

$1,450/month

Get a fixed quote
  • Everything in One Line, Licensed States
  • Up to 3 lines of business
  • Quoted and bound stages imported from your AMS
  • Bundle and cross-sell campaigns
  • Microsoft Advertising campaigns
  • Calls every 2 weeks

For agencies selling commercial lines or running up to 3 offices with separate budgets.

$2,200/month

Get a fixed quote
  • Everything in Multi-Line Agency
  • Commercial lines campaigns by industry
  • Up to 3 offices with separate budgets
  • Medicare campaigns with certification and disclaimers
  • Weekly calls

For Agencies

White-Label PPC Services for Insurance Agencies

You own the client relationship. We supply the insurance campaign work: licensed-state targeting, line-of-business campaigns, consent-ready quote forms, and AMS tracking. Reports carry your agency's name, and the insurance agent hears from you.

How the partnership works

White label: your client only ever sees your brand

Your clientSees only your brand
You, the agencyOwn the relationship
DeveloperLookBehind your brand
  1. Share the agency

    Send ad account access, licensed states, lines of business, and the AMS in use.

    • Client needs
    • You share the details
    • Details received
  2. Get a fixed fee

    We return a line-by-line plan and one monthly fee to quote your client.

    • Scope and plan
    • Proposal to resell
    • Your quoteYOUR LOGO
  3. We run campaigns

    Weekly management, with reports under your brand showing quotes and policies.

    • Done by our team
    • Your brand on it
    • Handed to your clientDone
  • Your client
  • You, the agency
  • DeveloperLook
  1. Share the agency

    Send ad account access, licensed states, lines of business, and the AMS in use.

    1. Client needs
    2. You share the details
    3. Details received
  2. Get a fixed fee

    We return a line-by-line plan and one monthly fee to quote your client.

    1. Scope and plan
    2. Proposal to resell
    3. Your quoteYOUR LOGO
  3. We run campaigns

    Weekly management, with reports under your brand showing quotes and policies.

    1. Done by our team
    2. Your brand on it
    3. Handed to your clientDone
  • Agents stay yours

    You lead every call with the agency owner or producer.

  • Licenses mapped for you

    Targeting matched to each client's licensed states and counties.

  • Agent-owned accounts

    Each insurance client keeps its own ad account and data.

  • Add agents easily

    Take on insurance clients without hiring an insurance ads specialist.

The Right Technology for Your Project

Technology Stack

Ad platforms for insurance searches, the agency systems where quotes and policies live, and tracking that ties each policy to an ad.

    • Google Ads
    • Microsoft Advertising
    • Google Business Profile
    • Google Ads Editor
    • AgencyZoom
    • HawkSoft
    • EZLynx
    • Applied Epic
    • Google Analytics logoGoogle Analytics (GA4)
    • Google Tag Manager logoGoogle Tag Manager
    • CallRail
    • Zapier logoZapier
    • Looker Studio
    • Google Sheets logoGoogle Sheets
    • Slack logoSlack
    • HubSpot
01 / 04

FAQ

Frequently Asked Questions

Straight answers on cost, timelines, strategy, lead quality, compliance, carriers, and who owns the account.

  • DeveloperLook starts at $850 per month for one line of business in your licensed states, with quote forms and call tracking. Google bills ad spend to you directly. Up to 3 lines with AMS imports cost $1,450, and commercial lines or up to 3 offices start at $2,200.

  • Quote requests usually start within the first week after launch, and campaigns launch 1 to 2 weeks after the review. Captive agents should add a few days for carrier approval of ad copy. Bidding on bound policies comes later, once your AMS has sent back enough quoted and bound stages to learn from.

  • The strategies that work best tie each ad to one product and one licensed area. Separate campaigns by line, block searches from existing clients and job seekers, and send each ad to a matching quote page. Then import quoted and bound stages, so bidding favors clicks that become policies over clicks that only fill a form.

  • Insurance businesses use PPC advertising to reach people at the moment they shop for coverage. An agency can run ads for a new home purchase, a first car, a growing business, or a policy renewal. Many agents still say AdWords for insurance agencies, though Google renamed the platform Google Ads in 2018.

  • PPC helps insurance providers generate leads by showing a quote ad to someone searching for that coverage right now. The shopper fills in a short form or calls, and the lead is yours alone, unlike shared leads sold to several agents. Each request arrives with its campaign, line, and consent record attached.

  • Because shoppers compare quotes on Google, and PPC puts your agency in that comparison the same day. You choose the lines, states, and hours, and pay only for clicks. Agencies that depend on referrals or shared lead vendors get a channel they control, with costs they can measure against bound policies.

  • Yes, a few. Ads must follow your state's insurance advertising rules and, for captive agents, the carrier's brand rules. Quote forms need consent wording before your team calls or texts with an autodialer. Medicare ads from agents and brokers carry the disclaimer CMS requires, and Google certifies health insurance advertisers before those ads run. We check each item before launch.

  • Because PPC also means Public Protection Classification, the fire protection rating ISO gives each community. Homeowners and agents search phrases like PPC class or PPC rating to check it. Broad insurance keywords can match those searches, so we add them as negatives in the first week and keep checking search terms afterward.

  • Yes. Carriers run national brand campaigns and compete on price comparison searches, often with large budgets. Agents win on local intent: a city name, a coverage type, or a nearby office. PPC for insurance companies at carrier scale needs different bidding, so this service is built for agencies and brokers, not carriers.

  • Your agency does. The ad account, Analytics, call recordings, and every lead are registered to your agency, and we only hold user access that you can remove at any time. Switch providers or move ads in-house, and your campaigns, consent records, and policy history go with you.

Saimul IslamFounder & CEO, DeveloperLook

Still have questions?

Send a message or book a call with the team.

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