Loading, please wait...
36
Month Financing Plans, Not One Big Charge
01The Problem
A $75 item is an easy yes. A $750 item makes shoppers pause, compare, and often leave.
The problem
A customer is ready to buy a $900 item, but paying it all today means comparing your price against financed options elsewhere, or just not buying at all this month. Without a financing option built into your checkout, that hesitation costs you the sale, especially on higher-ticket products where price is the biggest objection.
How we solve it
We integrate Affirm directly into your checkout and product pages, including Shop Pay Installments if you're on Shopify in the US, so shoppers see a clear monthly payment estimate before they hesitate. You get paid the full amount upfront, Affirm handles the financing and the risk, and we test every order type before launch.
Financing shown where it matters
Monthly payment estimates on product and cart pages, not just at checkout.
Paid upfront, no waiting
You receive the full order amount right away, regardless of the financing term chosen.
Tested across order types
Refunds, partial refunds, and cancellations checked before customers see them.
02Our Affirm Integration Process
You see exactly where Affirm will appear and how refunds work before a single customer uses it.
03What's Included
Every project covers review, integration, messaging, testing, and a handover your team can manage.
Affirm account review
Confirming your merchant account and eligible order types before we build.
Checkout integration
Affirm connected as a payment option on Shopify, WooCommerce, or a custom checkout.
On-page financing messaging
Monthly payment estimates shown on product and cart pages.
Shop Pay Installments setup
Affirm-powered Shop Pay Installments configured correctly for US Shopify stores.
Refund & cancellation testing
Full and partial refunds tested so Affirm orders behave correctly.
Documentation & handover
Plain instructions for managing Affirm orders and refunds going forward.
04Compare Options
Affirm's own setup gets you live, and a generalist can wire it up too. Here is where each one runs out and where a dedicated integration pays off.
| Feature | DeveloperLookBEST FIT | Affirm's Default Setup | Generalist Developer |
|---|---|---|---|
| On-page financing messaging | Added to product and cart pages | Often checkout-only | Case by case |
| Tested refunds and edge cases | Every case checked | Not included | Often limited |
| Matches your brand | Styled to your theme | Default widget styling | Varies by developer |
| Shop Pay Installments setup | Configured and messaged correctly | Easy to leave misconfigured | Often unfamiliar with it |
| Platform coverage | Shopify, WooCommerce, custom | Depends on the plugin | Case by case |
| Launch support | 14 days included | Affirm's general merchant support | Often none |
| Cost | One fixed project | Free from Affirm, but self-serve | Hourly, if available |
05Projects We've Built
A selection of Shopify and ecommerce builds shipped for clients. Each one started with a business problem, not a theme.
06What Our Clients Say
Feedback from ecommerce teams we have built stores, checkouts, and integrations for.
keep scrolling
We had a pretty specific idea of what we wanted our website to become, but I wasn’t sure how easily we could explain all of it to a development team. There were quite a few moving parts, and we were working toward a deadline, so I expected a few things to get lost along the way. That never really happened. They understood what we were trying to achieve, kept us updated throughout the process, and got everything ready within the agreed timeline. The final site feels much easier to navigate, works beautifully on mobile, and is noticeably smoother for our customers. It was a huge relief seeing the original idea actually turn into the website we had in mind.
Michael Bennett
Founder & CEO of Northbridge Consulting
The mobile experience is probably my favourite part of the new site. We had spent a lot of time making sure the desktop version looked right, and the team kept pushing us to think about how everything would actually feel on a phone too. They were right. The navigation is clean, the interactions feel natural, and everything we’ve tested so far works exactly as it should. They also went through the links, forms, integrations, and other details more than once before launch, which I really appreciated. And even after going live, we could still reach out when something came up. The whole process felt friendly, organised, and surprisingly straightforward.
James Whitmore
Head of Marketing of Lumen Outdoor
What I appreciate most is that the website is actually easy for us to manage now. We can update content ourselves instead of sending a developer a message every time we need to change something small. They also paid attention to the technical SEO side, which mattered to us because we didn’t want a new website to create problems for the traffic we already had. I’ve probably asked more questions than I should have since launch, but every question has been handled patiently and without any fuss. The team is easy to work with, they explain things clearly, and when we need something changed, they focus on getting it done rather than making the process complicated.
Sarah Mitchell
Operations Manager of Harborline Commerce
150+
Projects shipped
10+
Years in development
Top 3%
Upwork Top Rated Plus
5★
Average review score
07Work Culture
Payment methods sit right at the moment customers decide to buy. These are the habits we bring to every Affirm setup.
Every order type, refund, and edge case is checked before launch.
Affirm's monthly payment estimates shown where shoppers actually hesitate, not buried in checkout.
Built with Affirm's supported APIs and platform apps, not workarounds.
Affirm badges and messaging styled to fit your store, not a generic widget.
You know exactly what you're responsible for and what Affirm covers.
Work that's easy to extend if you add Klarna, Afterpay, or Sezzle later.
08Overview
DeveloperLook integrates Affirm into Shopify, WooCommerce, and custom checkouts, including Shop Pay Installments setup for US Shopify stores, plus on-page financing messaging and refund testing before launch. Projects start from $399, most go live in 3 to 7 business days, and you are paid upfront while Affirm carries the financing risk.
Who it's for
Stores selling higher-ticket items
Furniture, electronics, or travel purchases feel like a bigger decision when paid all at once.
Shopify stores wanting Shop Pay Installments done right
Shop Pay Installments runs on Affirm in the US, and you want it configured and messaged correctly.
Merchants who tried Affirm's default setup
Affirm is technically live, but financing messaging is missing from product pages where it would matter most.
Shopify and WooCommerce stores wanting a clean setup
You want Affirm installed correctly the first time, tested across order types, and matched to your brand.
Businesses comparing BNPL providers
You are deciding between Affirm, Klarna, Afterpay, and Sezzle, and want the one that fits your price points.
Not a fit for
You sell mostly low-ticket items under $50. Affirm is built for higher-value purchases, and Afterpay or Klarna's pay-in-4 usually fits better.
You need Klarna, Afterpay, or Sezzle specifically. Each has its own dedicated integration service.
You want a single BNPL option and are not sure which provider fits. Our Buy Now Pay Later Integration service covers a comparison-first setup.
You need card data processed outside Affirm's and your platform's hosted checkout.
09Pricing
These are starting points in USD. Your final price depends on your platform and how many pages need messaging, and you get a fixed proposal after a free review.
10For Agencies
You own the client and the store design. We supply the Affirm integration work. Send us the brief and we connect, test, and hand over under your brand, on your deadline.
Stay client-facing
We work under your brand, so you keep the relationship and the credit.
Predictable delivery
Clear scope and a delivery date, with QA before anything reaches your client.
Payments specialists
Affirm and other BNPL integrations handled without hand-holding.
Flexible capacity
Bring us in for one Affirm setup or a queue of client requests.
01
Share the brief
Send the store access, target pages, and the client deadline.
02
We propose and staff
You get an estimate and a delivery date before you commit.
03
Build and hand off
We integrate, test, and deliver documentation under your brand.
11The Right Technology for Your Project
We integrate Affirm through its supported APIs and platform apps, then match whatever your store already runs on.
Affirm API
Shop Pay Installments
Shopify Payments
WooCommerce Payments
Pick a 30-minute slot that works for you. We meet on Google Meet to align on goals, scope, and the right next step.
12FAQ
Straight answers on Affirm, Shop Pay Installments, cost, timelines, and what happens for merchants.
You connect Affirm to your checkout, and customers choose a monthly payment plan while you receive the full order amount upfront. Affirm runs a soft credit check on the customer, collects the installments, and carries the risk if a payment is missed.
For your customers, Affirm shows a monthly payment estimate at checkout, often over 3, 6, 12, or up to 36 months depending on the purchase amount. For you as the merchant, this does not change what you receive: you're paid the full order amount upfront regardless of the term chosen.
Yes. Affirm is a publicly traded, regulated financing provider used by major retailers, including Shopify's own Shop Pay Installments in the US. The integration runs through Affirm's official API or your platform's supported app.
On US stores, Affirm often arrives through Shop Pay Installments, which we can configure and message correctly. For other markets or a direct integration, we connect Affirm through its Shopify app or API and add on-page financing messaging.
We install and configure Affirm's official WooCommerce payment gateway plugin, connect it to your merchant account, and test orders, refunds, and messaging placement on product and cart pages.
Affirm's merchant fees are typically a percentage of the order, often higher than standard card processing since Affirm absorbs the financing risk and, on some plans, offers the customer 0% interest. Exact rates depend on your agreement with Affirm and your product price points.
Stores commonly see a higher average order value after adding Affirm, especially on higher-ticket items where a monthly payment estimate feels more affordable than the full price. Results vary by product category and price point.
Affirm is a buy now, pay later and installment financing provider that lets customers split higher-ticket purchases into monthly payments, sometimes with interest, while the merchant is paid the full amount upfront.
A standard checkout integration on Shopify or WooCommerce typically takes 3 to 5 business days. Adding on-page financing messaging across product and cart pages, or setting up Shop Pay Installments correctly, usually takes 5 to 10 business days.
Yes. In the US, Shop Pay Installments is powered by Affirm, so enabling Shop Pay Installments on a Shopify store is effectively turning on Affirm financing. We configure this correctly and add the messaging that gets it noticed on product pages.
