Route check
Shopify's own option, Affirm's app, or its WooCommerce extension, matched to your eligibility and region.
The Problem
Big-Ticket Shoppers Want a Monthly Price
A $1,800 sofa is a big decision to pay for all at once. Shoppers who can't see a monthly figure on the product page often leave to think it over.
01 · Full price
Your product page shows an $1,800 sofa's full price and nothing else.
Monthly estimates appear on product pages where shoppers decide.
02 · Unused option
Nobody switched on Shopify's installment option or its banner.
Shopify's own option gets used first if you're eligible.
03 · Region limits
Canadian buyers need a separate store setup for Affirm.
Affirm's app or WooCommerce extension covers what Shopify's option can't.
04 · Gift cards
Gift cards show a monthly price checkout will refuse.
Gift cards and subscriptions stay out of Affirm messaging.
A shopper finds the right $1,800 sofa, then stops. Your product page shows the full price and nothing else, so they leave to compare options. You're on Shopify Payments, but nobody switched on Shop Pay Installments or its product page banner. Or you run Affirm's app for US shoppers, while Canadian buyers need a separate store setup, because the app covers one region per store. And your gift cards show a monthly price that checkout will refuse.
We start with your route: Shopify's own installment option if you're eligible, Affirm's app or WooCommerce extension if you're not. Then we add monthly estimates to your product pages, switch them off on gift cards and subscriptions, and test real orders with refunds. Your shoppers see an honest monthly figure before the full price scares them off.
The right Affirm route
Shopify's built-in option, Affirm's own app, or its WooCommerce extension, chosen by your eligibility.
Monthly prices on product pages
Your shoppers see an estimated monthly payment where they decide, not only inside checkout.
Eligibility rules per product
Gift cards and subscriptions stay out of Affirm messaging, so no shopper meets a refused option.
Our Affirm Setup Process
From Eligibility Check to Live Financing
You see which Affirm for business route fits, where monthly prices appear, and every test order before financing goes live.
We check your platform, payment provider, currencies, and product types against Shopify's installment option and Affirm's own apps. You get the route that fits and a fixed quote, and we flag products that can't use financing.
What's Included
What Affirm for Merchants Setup Covers
Every setup covers the route check, account connection, promotional messaging, eligibility rules, real test orders, and notes your team can follow.
Compare Options
DeveloperLook vs Native Setup vs a Generalist
Shopify's native installment option costs nothing to switch on and suits many US stores, and a generalist can install Affirm's app. The gaps show in eligibility, messaging, and captures.
| Feature | DeveloperLookBest fit | Native Shopify option | Generalist developer |
|---|---|---|---|
| Upfront cost | From $500, fixed scope | Free to switch on | Hourly rate |
| Setup time | 3 days to 3 weeks | Minutes, if eligible | Varies by person |
| Who can use it | Any Affirm route | Eligible US, Canadian, UK stores | Depends on skill |
| Product eligibility | Checked per product | Your own checks | Rarely checked |
| Monthly estimates | Styled to your theme | Standard banners | Case by case |
| WooCommerce and custom sites | Extension or API | Not available | Plugin only |
| Split captures | Tested per shipment | Shopify's capture flow | Rarely tested |
| Help after launch | 30 to 90 days | Shopify's support | Often none |
DeveloperLook
Native Shopify option
- Upfront cost
- DeveloperLook: From $500, fixed scopeNative Shopify option: Free to switch on
- Setup time
- DeveloperLook: 3 days to 3 weeksNative Shopify option: Minutes, if eligible
- Who can use it
- DeveloperLook: Any Affirm routeNative Shopify option: Eligible US, Canadian, UK stores
- Product eligibility
- DeveloperLook: Checked per productNative Shopify option: Your own checks
- Monthly estimates
- DeveloperLook: Styled to your themeNative Shopify option: Standard banners
- WooCommerce and custom sites
- DeveloperLook: Extension or APINative Shopify option: Not available
- Split captures
- DeveloperLook: Tested per shipmentNative Shopify option: Shopify's capture flow
- Help after launch
- DeveloperLook: 30 to 90 daysNative Shopify option: Shopify's support
Projects We've Built
Ecommerce Projects We Have Built
A selection of furniture, home, and ecommerce stores we've built. Financing setups go faster when we already know a store's catalog and checkout.
Sefinix Furniture Ecommerce Store and Dashboard
- Furniture
- Dashboard
- E-commerce
Borna's General Hardware Ecommerce Website
- Retail
- E-commerce
- Website
Modeverse Ecommerce Web Design & Development
- Fashion
- Retail
- E-commerce
UrbanNest Furniture Ecommerce App and Admin Dashboard
- Business
- Furniture
- E-commerce
What Our Clients Say
What Clients Say After Launch
Feedback from ecommerce teams we have built checkouts, payments, and integrations for.
We were getting plenty of traffic, but far too many people were leaving at checkout. The buying process had simply become too complicated. The team took the time to understand where customers were dropping off, then rebuilt the checkout flow and cleaned up the shopping experience. What I really appreciated was that they didn’t just make the store look better, they actually solved the problems that were costing us sales. The whole store feels faster, simpler, and much easier to buy from now. Exactly what we needed.
We had a different kind of problem. People were visiting the store, adding products to their carts, and then disappearing before they finished the order. We had tried a few apps and made changes here and there, but nothing really seemed to solve the bigger issue. The team went through the shopping experience with us and pointed out things we hadn't really noticed ourselves. They cleaned up the cart and checkout flow, made the mobile experience much smoother, and helped us make the store feel easier to shop. I’m not going to pretend we fixed everything overnight, but it finally feels like the store is helping the sale instead of getting in the way of it.
Our old store was making it way too difficult for people to find products. We had a large catalogue, but the search, filters, and mobile navigation were frustrating customers. The team completely changed how the store handled product discovery and made the experience much easier to use on mobile. I was especially impressed by how much thought went into the customer journey rather than just the visual design. They understood what we were trying to achieve and turned it into a store that actually feels built for our customers. We’re genuinely proud of the result.
1,000+
Projects shipped
10+
Years of experience
Top 3%
Upwork Top Rated Plus
5 stars
Average review score
Work Culture
Why High-Ticket Stores Trust Us With Affirm
Financing sits at the moment a big purchase either happens or doesn't. These are the habits we bring to every Affirm setup, on any route.
Eligibility checked first
Shopify's installment option needs Shopify Payments, Shop Pay, and an eligible US, Canadian, or UK business. We confirm your eligibility before quoting, so you don't pay for the wrong route.
One region per store
Affirm's Shopify app covers either the US or Canada on each store, not both. We plan your regions up front, so cross-border shoppers aren't left out.
Honest monthly figures
Your monthly estimates come from Affirm's own messaging tools, not numbers typed into your theme. Shoppers see figures that match what Affirm can actually offer.
Captures before the window closes
Affirm authorizations expire after 30 days by default. On custom builds, we capture each shipment in time and set a reminder for slower orders.
Honest about the free checkbox
If Shopify's own option already covers your store, we'll point you to the checkbox. There's no fee from us for ticking a box.
Fixed scope, fixed price
You get one fixed price for the route, messaging, and tests before we start. If the scope changes, we agree the new price in writing first.
Overview
Who helps stores add Affirm for business financing?
DeveloperLook sets up Affirm for business across Shopify, WooCommerce, and custom-built storefronts. We choose between Shop Pay Installments and Affirm's own apps, add monthly payment estimates, keep ineligible products out, and test real orders. Setups start at $500, and most go live in under 2 weeks.
DEVELOPERLOOK
Project facts · Affirm Integration
- Service
- Affirm Integration (route, messaging, eligibility, tests)
- Typical timeline
- 3 days to 3 weeks, by route
- Platforms
- Shopify, WooCommerce, and custom storefronts
- Built with
- Shopify Payments, Affirm apps, Affirm API
- Experience
- 10+ years of development experience and 1,000+ shipped projects
- Post-launch support
- 30 to 90 days, depending on plan
- Communication
- Calls in US, UK, and AU business hours
- Starting price
- From $500 USD, fixed scope after discovery
Reviewed 28 Sep 2026 by Saimul Islam
Good fit
Furniture, electronics, and fitness stores
Your products cost $800 to $5,000, and shoppers want to see a monthly price before they commit to buying.
US Shopify stores on Shopify Payments
You qualify for Shop Pay Installments and want it switched on with monthly price banners on product and cart pages.
Stores outside Shopify Payments
You can't use Shopify's built-in option, so Affirm's own app is your route, and it covers one region per store.
WooCommerce stores selling big tickets
Your WooCommerce store needs Affirm's extension at checkout, with promotional messaging on your product and category pages.
Custom storefronts with split shipments
Your orders ship in parts, so you need Affirm's API to authorize once and capture each shipment separately.
Not a fit
Mostly low-price products
Most of your products cost under $50, where monthly financing rarely matters. A four-payment provider fits better, so see our Afterpay or Sezzle integration pages.
Still choosing providers
You're still choosing between providers. Our Buy Now Pay Later Integration service compares Affirm with Klarna, Afterpay, and Sezzle before anything is set up.
Just a settings checkbox
You're a US store on Shopify Payments and only want Shop Pay Installments switched on. It's a checkbox in your payment settings, so our $500 setup is more than you need.
Gift cards or subscriptions
You mostly sell gift cards or subscription products. Shopify's installment option doesn't accept them, so the Recurring Billing Integration page is the better starting point.
Not sure we're the right fit?
Send a two-line brief. We'll tell you honestly whether we're the right team.
Pricing
Transparent Starting Prices for Affirm Integration
These are starting points in USD. Your final price depends on your route, catalog, and platform, and you get a fixed proposal after a free Affirm route check.
For one store adding Affirm through Shopify or Affirm's own apps, with product page estimates.
$500one-time, USD
- Route check for your eligibility and region
- Affirm switched on through the right route
- Monthly estimates on product pages
- Gift cards and subscriptions excluded
- Real test orders with refunds
- 30 days post-launch support
Recommended
For stores selling big-ticket items across categories, regions, or a WooCommerce site.
$1,200one-time, USD
- Everything in Affirm Checkout Setup
- Messaging on cart and category pages
- Rules for items under the $35 minimum
- A second region or WooCommerce store
- GA4 events for Affirm orders
- 60 days post-launch support
For custom storefronts connecting Affirm through its API, with split shipments.
$2,400one-time, USD
- Everything in Affirm Financing Setup
- Affirm checkout through its API
- Split captures per shipment
- Refunds and voids from your order system
- Sandbox tests before live financing
- 90 days post-launch support
For Agencies
White-Label Affirm Setup for Agencies and Studios
You own the client relationship and the store design. We pick the client's Affirm route, place monthly price messaging, and test real orders and captures, then hand over notes under your brand.
How the partnership works
White label: your client only ever sees your brand
- Your client
- You, the agency
- DeveloperLook
Share the details
Send store access, the client's payment provider, and their product catalog.
- Client needs
- You share the details
- Details received
We pick the route
You get the Affirm route, a fixed price, and a launch date first.
- Scope and plan
- Proposal to resell
- Your quoteYOUR LOGO
Setup and handoff
We connect and test Affirm, then pass over notes under your agency's brand.
- Done by our team
- Your brand on it
- Handed to your clientDone
Partner with DeveloperLookDelivered under your brand
Stay client-facing
We stay behind your agency's name on every call and document.
Predictable delivery
A fixed price per store, agreed with the launch date up front.
Financing specialists
Affirm routes, eligibility rules, and captures handled without hand-holding.
Flexible capacity
Hand us one client's store or several stores in a row.
The Right Technology for Your Project
Technology Stack
We start with Shopify's installment option and Affirm's own apps, and use Affirm's API only for custom storefronts that need split captures.
Shopify
WooCommerce
WordPress
Next.js
- Shop Pay Installments
- Affirm
- Shopify Payments
- WooPayments
Stripe
Node.js
React
JavaScript
PostgreSQL
Google Analytics (GA4)
Google Tag Manager
Google Sheets
Slack
FAQ
Frequently Asked Questions
Straight answers on Affirm fees, timelines, Shop Pay, legitimacy, and adding Affirm to Shopify or WooCommerce.
Saimul IslamFounder & CEO, DeveloperLookStill have questions?
Send a message or book a call with the team.
Affirm charges merchants a transaction fee and a merchant discount rate on each purchase. Shopify's guide to Affirm says both depend on your company's size and risk profile. Shopify's installment option has its own fee, and Shopify keeps it when you issue a refund. Our Affirm setup starts at $500.
Switching on Shopify's installment option with product banners takes about 3 business days. Affirm's own Shopify app or WooCommerce extension takes 1 to 2 weeks, and most of that is Affirm's approval. A custom build on Affirm's API with split captures takes about 3 weeks, including sandbox tests.
Affirm is a pay-over-time financing company that lets shoppers split purchases into biweekly or monthly payments. Its parent, Affirm Holdings, trades on Nasdaq, and it runs the installment option built into Shopify. Monthly plans run up to 36 months, at 0% to 36% APR depending on credit.
Your shoppers pick Affirm at checkout, get a real-time decision after a soft credit check, and choose four biweekly payments or a monthly plan. That soft check doesn't affect their credit score. Purchases start at $35, credit limits reach $30,000, and you see each approved order in your admin.
With Affirm for business, you get the full purchase amount, less fees, in 1 to 3 business days. Affirm then collects the payments from your shopper. You authorize at checkout and capture when you ship, before your capture window closes, which is 30 days by default.
Yes, Affirm is a legitimate, Nasdaq-listed financing company. Its SEC filings say US loans are issued through FDIC-insured partner banks, and it runs Shopify's own installment option. Your store connects only through Affirm's official apps, extension, or API, so shoppers' credit details stay with Affirm.
US, Canadian, and UK stores on Shopify Payments can switch on Shop Pay Installments, which Affirm powers, in their payment settings. Otherwise, you install the Affirm Payments app, which covers one region, the US or Canada, per store. Either way, add Affirm for Shopify messaging so your shoppers see monthly estimates.
For Affirm, WooCommerce stores install Affirm's official extension and connect their Affirm merchant keys. It supports a modal checkout, and product and category pages can show promotional messaging, though custom templates need a small code change. WooPayments also offers Affirm in the US and Canada for orders from $35 to $30,000.
Yes, Affirm powers Shop Pay Installments, the pay-over-time option your shoppers see inside Shop Pay. It needs Shopify Payments and the Shop Pay wallet switched on, and it offers four payments or monthly plans. Gift cards and subscription products can't be bought with it.
It can, mostly on big-ticket items where a monthly figure makes the price feel manageable. We won't quote a number, because the effect depends on your catalog and customers. Larger plans send Affirm orders to GA4 as their own payment method, so you can compare order values directly.
Saimul IslamFounder & CEO, DeveloperLookStill have questions?
Send a message or book a call with the team.
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